Buying Guide

The very first step for buying a new home is to check how much you can borrow, see how much your deposit will need to be and get a mortgage agreed in principle

This doesn’t tie you into anything – you can always choose a different provider later. We can help and recommend various mortgage advisors who will search the financial markets for the best and most suitable deal that works for you.

Once you know how much you can afford, then it’s onto the exciting bit – choosing one of our homes.

Find a solicitor

Once you have decided on a new home you will need to appoint a solicitor to look after your purchase, a solicitor takes care of all the legal aspects of the home-buying process. Make sure you find one that specialises in conveyancing (preparing the property transfer documents).

If you need assistance with sourcing a solicitor, we can help with that, we regularly work with many and can recommend a few.

Next step…Reserve your home

Now you’ve got your finances in order and found a solicitor, it’s time to reserve your dream home.

Once your home is reserved, no one else will be able to reserve it. This is a small fee payable to us to secure your new home. Our selling agent will advise on the amount and how to make payment.

Arrange your mortgage

There are plenty of options to consider when it comes to a mortgage.

Once you’ve done your research (or spoken to a mortgage adviser – we can put you in touch if you like) you can select the option that’s best for you.

Get a valuation and survey which your mortgage lender will want confirmation the home is worth what you’re paying for it.

They’ll organise the valuation for you

Complete legal work

Your solicitor will look after this for you.

It’s all about formally transferring ownership from us to you (known as conveyancing) and checking there are no legal obstacles in the way, like local plans that may affect the value of the property.

Exchange contracts

Once the legal work is complete, your solicitor will exchange contracts with us. This is when you pay your deposit and commit to the deal taking place.

We’ll then invite you to your New Home, where we’ll take you round your new home and show you where things are and how everything works.

Complete and move in

On the date of completion, the time has come, and you become the legal owner of your new home.

The full cost of the property is transferred from your solicitor to us.

Then the keys are yours and you can move in! Time to celebrate and enjoy the most amazing purchase you will ever make.

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2 Station Road, Brundall. Norwich NR13 5LA